(function(){ var content_array=["

编者注<\/b><\/p> \n

本报告向各个市场的保险公司征询了有关攀升的医疗成本与通货膨胀率的信息，以及2017年企业员工要求索赔的医疗状况的类型、成本和频率。由于美世两份调查结果所采用的调研参数不同，美国的数据被排除在本次发布之外；不过，根据美世2017年度雇主出资医疗计划全国调研<\/a>，美国雇主为每位员工支付的平均总医疗福利成本2017年增长2.6%。 <\/p> \n

关于美世达信员工福利<\/b> <\/p> \n

美世达信员工福利致力于为客户提供一站式成本管理、人员风险管理以及复杂的员工福利管理等服务。美世达信的全球服务网络涵盖了美世和达信在世界各地的分支机构，以及美世达信基于特定标准在当地精选的合作伙伴。美世达信的福利专家对当地市场均有深入的理解和丰富的经验，他们遍及全球135个国家和地区，为超过150个国家和地区的客户提供服务。凭借美世达信在各地的成熟业务运作，美世达信建立了独有的全球统一平台，确保美世达信为客户提供全球一致的专业服务以及独特的本地化解决方案。威达信集团（Marsh & McLennan Companies）是美世（Mercer）、达信（Marsh）、佳达（Guy Carpenter）和奥纬（Oliver Wyman）的母公司。<\/p> \n

表 1：全球医疗成本涨幅：2018年调研结果 <\/b><\/p> \n

\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n

<\/td> \n

2017 <\/b>年医疗趋势率<\/b> 1<\/sup><\/b><\/span><\/p> <\/td> \n

2017 <\/b>估测通货膨胀率<\/b> † <\/b><\/span><\/p> <\/td> \n

2018 <\/b>年预测医疗趋势率<\/b>1<\/sup><\/b><\/span><\/p> <\/td> \n

2018 <\/b>预测通货膨胀率<\/b> †<\/b><\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

全球<\/b>(<\/b>平均<\/b>)‡ <\/b><\/span><\/p> <\/td> \n

9.5%<\/b><\/span><\/p> <\/td> \n

3.4%<\/b><\/span><\/p> <\/td> \n

9.1%<\/b><\/span><\/p> <\/td> \n

3.5%<\/b><\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

北美（平均）<\/b><\/span><\/p> <\/td> \n

6.2%<\/b><\/span><\/p> <\/td> \n

1.6%<\/b><\/span><\/p> <\/td> \n

5.6%<\/b><\/span><\/p> <\/td> \n

2.2%<\/b><\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

加拿大<\/span><\/p> <\/td> \n

6.2%<\/span><\/p> <\/td> \n

1.6%<\/span><\/p> <\/td> \n

5.6%<\/span><\/p> <\/td> \n

2.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

亚洲（平均）<\/b><\/span><\/p> <\/td> \n

10.4%<\/b><\/span><\/p> <\/td> \n

2.3%<\/b><\/span><\/p> <\/td> \n

10.0%<\/b><\/span><\/p> <\/td> \n

2.7%<\/b><\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

中国<\/span><\/p> <\/td> \n

9.5%<\/span><\/p> <\/td> \n

1.6%<\/span><\/p> <\/td> \n

10.3%<\/span><\/p> <\/td> \n

2.5%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

香港<\/span><\/p> <\/td> \n

9.0%<\/span><\/p> <\/td> \n

1.5%<\/span><\/p> <\/td> \n

8.4%<\/span><\/p> <\/td> \n

2.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

印度<\/span><\/p> <\/td> \n

10.0%<\/span><\/p> <\/td> \n

3.6%<\/span><\/p> <\/td> \n

10.0%<\/span><\/p> <\/td> \n

5.0%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

印度尼西亚<\/span><\/p> <\/td> \n

14.3%<\/span><\/p> <\/td> \n

3.8%<\/span><\/p> <\/td> \n

12.6%<\/span><\/p> <\/td> \n

3.5%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

马来西亚<\/span><\/p> <\/td> \n

11.6%<\/span><\/p> <\/td> \n

3.8%<\/span><\/p> <\/td> \n

12.5%<\/span><\/p> <\/td> \n

3.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

菲律宾<\/span><\/p> <\/td> \n

12.4%<\/span><\/p> <\/td> \n

3.2%<\/span><\/p> <\/td> \n

13.1%<\/span><\/p> <\/td> \n

4.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

新加坡<\/span><\/p> <\/td> \n

8.6%<\/span><\/p> <\/td> \n

0.6%<\/span><\/p> <\/td> \n

9.1%<\/span><\/p> <\/td> \n

1.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

韩国<\/span><\/p> <\/td> \n

7.0%<\/span><\/p> <\/td> \n

1.9%<\/span><\/p> <\/td> \n

7.0%<\/span><\/p> <\/td> \n

1.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

台湾<\/span><\/p> <\/td> \n

10.6%<\/span><\/p> <\/td> \n

0.6%<\/span><\/p> <\/td> \n

9.0%<\/span><\/p> <\/td> \n

1.3%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

泰国<\/span><\/p> <\/td> \n

10.0%<\/span><\/p> <\/td> \n

0.7%<\/span><\/p> <\/td> \n

8.7%<\/span><\/p> <\/td> \n

1.4%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

越南<\/span><\/p> <\/td> \n

11.8%<\/span><\/p> <\/td> \n

3.5%<\/span><\/p> <\/td> \n

9.4%<\/span><\/p> <\/td> \n

3.8%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

太平洋地区（平均）<\/b><\/span><\/p> <\/td> \n

4.4%<\/b><\/span><\/p> <\/td> \n

2.0%<\/b><\/span><\/p> <\/td> \n

3.8%<\/b><\/span><\/p> <\/td> \n

2.2%<\/b><\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

澳大利亚<\/span><\/p> <\/td> \n

4.4%<\/span><\/p> <\/td> \n

2.0%<\/span><\/p> <\/td> \n

3.8%<\/span><\/p> <\/td> \n

2.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

欧洲（平均）<\/b><\/span><\/p> <\/td> \n

7.6%<\/b><\/span><\/p> <\/td> \n

2.8%<\/b><\/span><\/p> <\/td> \n

7.5%<\/b><\/span><\/p> <\/td> \n

2.8%<\/b><\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

比利时<\/span><\/p> <\/td> \n

3.7%<\/span><\/p> <\/td> \n

2.2%<\/span><\/p> <\/td> \n

3.8%<\/span><\/p> <\/td> \n

1.6%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

保加利亚<\/span><\/p> <\/td> \n

13.0%<\/span><\/p> <\/td> \n

1.2%<\/span><\/p> <\/td> \n

13.5%<\/span><\/p> <\/td> \n

2.0%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

丹麦<\/span><\/p> <\/td> \n

2.0%<\/span><\/p> <\/td> \n

1.1%<\/span><\/p> <\/td> \n

1.7%<\/span><\/p> <\/td> \n

1.4%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

法国<\/span><\/p> <\/td> \n

1.6%<\/span><\/p> <\/td> \n

1.2%<\/span><\/p> <\/td> \n

1.5%<\/span><\/p> <\/td> \n

1.5%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

希腊<\/span><\/p> <\/td> \n

5.7%<\/span><\/p> <\/td> \n

1.1%<\/span><\/p> <\/td> \n

5.1%<\/span><\/p> <\/td> \n

0.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

匈牙利<\/span><\/p> <\/td> \n

10.0%<\/span><\/p> <\/td> \n

2.4%<\/span><\/p> <\/td> \n

15.0%<\/span><\/p> <\/td> \n

2.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

爱尔兰<\/span><\/p> <\/td> \n

4.6%<\/span><\/p> <\/td> \n

0.3%<\/span><\/p> <\/td> \n

5.8%<\/span><\/p> <\/td> \n

0.9%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

意大利<\/span><\/p> <\/td> \n

2.5%<\/span><\/p> <\/td> \n

1.3%<\/span><\/p> <\/td> \n

2.1%<\/span><\/p> <\/td> \n

1.1%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

拉脱维亚<\/span><\/p> <\/td> \n

8.9%<\/span><\/p> <\/td> \n

2.9%<\/span><\/p> <\/td> \n

7.0%<\/span><\/p> <\/td> \n

3.0%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

立陶宛<\/span><\/p> <\/td> \n

16.7%<\/span><\/p> <\/td> \n

3.7%<\/span><\/p> <\/td> \n

12.1%<\/span><\/p> <\/td> \n

2.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

荷兰<\/span><\/p> <\/td> \n

2.1%<\/span><\/p> <\/td> \n

1.3%<\/span><\/p> <\/td> \n

2.1%<\/span><\/p> <\/td> \n

2.0%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

挪威<\/span><\/p> <\/td> \n

9.1%<\/span><\/p> <\/td> \n

1.9%<\/span><\/p> <\/td> \n

7.3%<\/span><\/p> <\/td> \n

1.9%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

波兰<\/span><\/p> <\/td> \n

10.1%<\/span><\/p> <\/td> \n

2.0%<\/span><\/p> <\/td> \n

10.7%<\/span><\/p> <\/td> \n

2.5%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

葡萄牙<\/span><\/p> <\/td> \n

2.7%<\/span><\/p> <\/td> \n

1.6%<\/span><\/p> <\/td> \n

2.2%<\/span><\/p> <\/td> \n

1.6%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

罗马尼亚<\/span><\/p> <\/td> \n

15.0%<\/span><\/p> <\/td> \n

1.3%<\/span><\/p> <\/td> \n

15.0%<\/span><\/p> <\/td> \n

4.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

俄罗斯<\/span><\/p> <\/td> \n

7.5%<\/span><\/p> <\/td> \n

3.7%<\/span><\/p> <\/td> \n

6.8%<\/span><\/p> <\/td> \n

2.8%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

塞尔维亚<\/span><\/p> <\/td> \n

17.5%<\/span><\/p> <\/td> \n

3.1%<\/span><\/p> <\/td> \n

15.0%<\/span><\/p> <\/td> \n

2.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

西班牙<\/span><\/p> <\/td> \n

4.6%<\/span><\/p> <\/td> \n

2.0%<\/span><\/p> <\/td> \n

4.4%<\/span><\/p> <\/td> \n

1.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

瑞典<\/span><\/p> <\/td> \n

5.0%<\/span><\/p> <\/td> \n

1.9%<\/span><\/p> <\/td> \n

7.0%<\/span><\/p> <\/td> \n

1.5%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

瑞士<\/span><\/p> <\/td> \n

4.5%<\/span><\/p> <\/td> \n

0.5%<\/span><\/p> <\/td> \n

4.5%<\/span><\/p> <\/td> \n

0.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

土耳其<\/span><\/p> <\/td> \n

12.0%<\/span><\/p> <\/td> \n

11.1%<\/span><\/p> <\/td> \n

14.0%<\/span><\/p> <\/td> \n

11.4%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

乌克兰<\/span><\/p> <\/td> \n

11.4%<\/span><\/p> <\/td> \n

14.4%<\/span><\/p> <\/td> \n

11.7%<\/span><\/p> <\/td> \n

11.0%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

英国<\/span><\/p> <\/td> \n

4.6%<\/span><\/p> <\/td> \n

2.7%<\/span><\/p> <\/td> \n

4.9%<\/span><\/p> <\/td> \n

2.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

中东和非洲地区<\/b> (<\/b>平均<\/b>)<\/b><\/span><\/p> <\/td> \n

12.5%<\/b><\/span><\/p> <\/td> \n

4.7%<\/b><\/span><\/p> <\/td> \n

11.9%<\/b><\/span><\/p> <\/td> \n

6.2%<\/b><\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

巴林<\/span><\/p> <\/td> \n

12.2%<\/span><\/p> <\/td> \n

1.4%<\/span><\/p> <\/td> \n

9.2%<\/span><\/p> <\/td> \n

2.9%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

埃及<\/span><\/p> <\/td> \n

28.4%<\/span><\/p> <\/td> \n

23.5%<\/span><\/p> <\/td> \n

20.0%<\/span><\/p> <\/td> \n

20.1%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

阿曼<\/span><\/p> <\/td> \n

3.6%<\/span><\/p> <\/td> \n

1.6%<\/span><\/p> <\/td> \n

10.0%<\/span><\/p> <\/td> \n

2.5%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

卡塔尔<\/span><\/p> <\/td> \n

13.5%<\/span><\/p> <\/td> \n

0.4%<\/span><\/p> <\/td> \n

15.0%<\/span><\/p> <\/td> \n

3.9%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

沙特阿拉伯<\/span><\/p> <\/td> \n

5.5%<\/span><\/p> <\/td> \n

-0.9%<\/span><\/p> <\/td> \n

5.5%<\/span><\/p> <\/td> \n

3.7%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

阿拉伯联合酋长国<\/span><\/p> <\/td> \n

11.5%<\/span><\/p> <\/td> \n

2.0%<\/span><\/p> <\/td> \n

11.5%<\/span><\/p> <\/td> \n

4.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

拉丁美洲（平均）<\/b><\/span><\/p> <\/td> \n

12.7%<\/b><\/span><\/p> <\/td> \n

5.9%<\/b><\/span><\/p> <\/td> \n

11.5%<\/b><\/span><\/p> <\/td> \n

4.7%<\/b><\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

阿根廷<\/span><\/p> <\/td> \n

32.8%<\/span><\/p> <\/td> \n

24.8%*<\/span><\/p> <\/td> \n

26.0%<\/span><\/p> <\/td> \n

19.3%*<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

巴西<\/span><\/p> <\/td> \n

17.6%<\/span><\/p> <\/td> \n

2.9%<\/span><\/p> <\/td> \n

15.4%<\/span><\/p> <\/td> \n

3.6%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

智利<\/span><\/p> <\/td> \n

8.9%<\/span><\/p> <\/td> \n

2.3%<\/span><\/p> <\/td> \n

8.5%<\/span><\/p> <\/td> \n

2.0%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

哥伦比亚<\/span><\/p> <\/td> \n

7.5%<\/span><\/p> <\/td> \n

4.1%<\/span><\/p> <\/td> \n

7.4%<\/span><\/p> <\/td> \n

3.8%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

多米尼加共和国<\/span><\/p> <\/td> \n

4.8%<\/span><\/p> <\/td> \n

4.1%<\/span><\/p> <\/td> \n

5.5%<\/span><\/p> <\/td> \n

3.3%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

墨西哥<\/span><\/p> <\/td> \n

13.5%<\/span><\/p> <\/td> \n

6.8%<\/span><\/p> <\/td> \n

12.0%<\/span><\/p> <\/td> \n

4.1%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

巴拿马<\/span><\/p> <\/td> \n

10.0%<\/span><\/p> <\/td> \n

0.8%<\/span><\/p> <\/td> \n

10.3%<\/span><\/p> <\/td> \n

0.6%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

秘鲁<\/span><\/p> <\/td> \n

6.5%<\/span><\/p> <\/td> \n

1.5%<\/span><\/p> <\/td> \n

6.8%<\/span><\/p> <\/td> \n

1.2%<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

<\/td> \n
<\/td> \n
<\/td> \n
<\/td> \n
<\/td> \n
<\/td> \n <\/tr> \n

<\/td> \n
<\/td> \n
<\/td> \n
<\/td> \n
<\/td> \n
<\/td> \n <\/tr> \n

1<\/sup>上述医疗趋势率反映了保险公司的调查结果，并非MMB的观点。 <\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

<\/td> \n
<\/td> \n
<\/td> \n <\/tr> \n

‡ 平均有50个参与调查的国家，回应数量达到可接受水平<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

† 通货膨胀率数据来源包括： <\/span><\/p> <\/td> \n


<\/td> \n
<\/td> \n
<\/td> \n
<\/td> \n <\/tr> \n

• 如未另行说明，所有国家的数据均来源于：国际货币基金组织、世界经济论坛展望数据库，2018年4月 <\/span><\/p> <\/td> \n <\/tr> \n

• 拉美数据来源：美世拉丁美洲经济趋势，2018年4月 <\/span><\/p> <\/td> \n


<\/td> \n
<\/td> \n <\/tr> \n

* 阿根廷：通货膨胀数据来源于咨询机构 Latin Focus Consensus Forecast。<\/span><\/p> <\/td> \n


<\/td> \n <\/tr> \n

注：对于中国城市和墨西哥城市，数据分别指中国和墨西哥整个国家的数据。<\/span><\/p>

通货膨胀率信息应仅用于一般性参考之目的；美世对其准确性不做担保，对基于该数据的决策不承担任何责任。<\/span><\/p> <\/td> \n <\/tr> \n


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<\/td> \n <\/tr> \n <\/tbody> \n <\/table> \n<\/div> \n

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